Suppemental Health Insurance for the EmployedBy Dr. LK Shaw from Lubbock, TX, USA on January 12, 2007 Category: Health Insurance I'm employed full-time, with the major part of my health-insurance premiums covering myself and my wife provided by my employer. Unfortunately, the coverage is festooned with restrictions, deductibles, copays, and exclusions, providing fewer benefits each year; so I sometimes find myself with close to $800 per month in out-of-pocket expenses, paying copays for office visits and prescriptions, deductibles for diagnostics and procedures. I would be delighted to pay $200 to $400 per month in additional premiums for a plan that covers our health expenditures that are not covered by our primary plan. I'm not elligible for Medicare for another 10 years, so Part-D plans are out of the question; but surely somebody out there has a viable solution. |
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